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Case study on asset finance managed services by FinTech Fusion.

The Engagement

Since September 2025, FinTech Fusion has provided Application Management Services (AMS) for Pepper Money, a leading non-bank lender — specifically supporting the ecosystem of integrated applications underpinning their Asset Finance business, one part of their broader lending operations.


Because our team includes genuine asset finance professionals, not just technologists, prioritisation decisions are grounded in how the business actually operates — not just what's technically convenient.


Coverage extends beyond standard business hours, too — an offshore team monitors critical overnight batch jobs ahead of each new business day, and weekend support is available on demand, giving Pepper Money the flexibility to secure more business over the weekend rather than waiting for Monday.


What began as an 8-person engagement has grown to 11 dedicated resources under the managed services scope, with an additional Business Analyst and a Software Tester engaged separately — bringing the total team working with Pepper Money to 13.

What We Deliver

Platform & Product Ownership

Business Analysis & Stakeholder Engagement

Business Analysis & Stakeholder Engagement

Managing the product roadmap and backlog as an extension of the client's own team — informed by genuine asset finance domain expertise, so prioritisation decisions reflect what the business actually needs, not just what's technically convenient. 

Business Analysis & Stakeholder Engagement

Business Analysis & Stakeholder Engagement

Business Analysis & Stakeholder Engagement

Translating business needs into clear requirements, and acting as the connective layer between the client's stakeholders, our delivery team, and the platform ecosystem — not just documenting requirements, but managing the relationships that make them stick. 

Testing Services

Business Analysis & Stakeholder Engagement

Incident, Problem, Change & Request Management

Functional and User Acceptance Testing (UAT), defect management, and disaster recovery testing carried out by testers with genuine asset finance domain knowledge — not generalist QA staff learning the business as they go, but people who already understand what correct actually looks like. 

Incident, Problem, Change & Request Management

Incident, Problem, Change & Request Management

Incident, Problem, Change & Request Management

From triage and root-cause analysis through problem management, release coordination, and go-live support, to fulfilling routine requests such as application user access, provisioning, and deactivation — every request tracked, not left to an inbox. 

Ecosystem & Integration Oversight

Incident, Problem, Change & Request Management

Ecosystem & Integration Oversight

Coordinating across the multiple integrated applications that make up the client's asset finance ecosystem, including SLA monitoring and escalation with the platform providers involved a single point of accountability instead of a 

fragmented set of vendor relationships. 

Risk, Compliance & Audit Support

Incident, Problem, Change & Request Management

Ecosystem & Integration Oversight

Facilitating external audits and regulatory reporting, and identifying and mitigating risk before it becomes a finding — so compliance obligations are met on schedule, not scrambled together the week an audit is due. 

Held to a Real Standard, Not a Vague Promise

A Framework, Not a Formality

Every engagement operates under a structured, multi-tier SLA framework — critical incidents require a response within 15 minutes and greater than 99% resolution performance, with defined response and resolution targets across every severity level down to routine service requests.


These aren't aspirational targets. They're contractual commitments, tracked and reported against on a defined cadence, with clear escalation paths whenever performance dips below what's been agreed. From a 15-minute response on the most critical issues down to a defined turnaround for routine requests, every severity level carries a measurable standard — not a vague promise to get to it soon.

15-Minute Response

Our fastest SLA tier, for critical incidents is a contractual commitment, tracked every time, not a best-effort promise. 

The Outcome

Before FinTech Fusion took over, overall ticket resolution within agreed SLA timeframes sat below 50%. Today, it consistently runs at 95% and above — a level of reliability the platform had not seen before this engagement began. Production incident downtime, once a recurring disruption to the business, is now almost nil.


Process automation introduced across the engagement has freed up client capacity too — work that once required dedicated business resources is now handled by the platform itself, giving Pepper Money's own team room to focus on higher-value priorities instead.


What started as an 8-person managed services engagement has grown to 11 within the first ten months — growth that reflects a client choosing to deepen the partnership, not just renew a contract.


The deeper measure of trust, though, isn't in the numbers. Pepper Money now relies on FinTech Fusion's knowledge and judgement in direct dealings with their core system vendor — proof that this partnership has moved beyond service delivery into genuine advisory standing.

Looking for a partner who grows with you?

Let's talk about what ongoing platform support could look like for your organisation.

Get in Touch

Copyright © 2026 FinTech Fusion - All Rights Reserved.
FinTech Fusion Pty Ltd - ABN 80 638 820 854
L24 300 Barangaroo Avenue Sydney NSW Australia
Email: info@fintechfusion.com.au

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